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Departments
Planning and Community Development
Housing
Housing
Housing remains one of the most significant challenges facing the Steamboat Springs community. As the cost and availability of housing continue to impact residents, businesses, and the local workforce, the city is pursuing a range of strategies to increase housing opportunities and support a healthy, year-round community.
Through its Long-Range Planning Division, the Planning Department is working closely with community members, stakeholders, and elected officials to expand housing programs, strengthen long-term planning efforts, and identify funding opportunities that advance workforce housing in Steamboat Springs. These efforts are focused on creating and preserving housing options that help local workers live in the community they serve while supporting the city's broader economic and community goals.
Home Base Steamboat
Find Your Place, Shape Our Future
Home Base Steamboat is a homeownership program designed to help local workers put down roots in Steamboat Springs while preserving housing opportunities for the workforce that supports the community every day. Through the deed restriction purchase program, qualified local employees can receive financial assistance to purchase a home within city limits, creating a pathway to ownership without income restrictions. By investing in local homeownership, the program helps strengthen a vibrant, year-round community and ensures more homes remain available for future generations.
Frequently Asked Questions (FAQs)
Buyer-Owner Walkthrough
Deed Restriction Agreements:
Local Residency
Price-Capped
Restriction Purchase Certification and Agreement
Deed Restriction Purchase Agreement - Pathway 1
Restriction Purchase Certification
Affordable Housing Guidelines, adopted February 3, 2026:
Affordable Housing Guidelines in English
Affordable Housing Guidelines in Spanish
Funds Tracker
Home Base Steamboat Pilot Program Remaining Funds as of September 28, 2026: $2,127,725
Find Your Place
- Fill Out Pre-Screen Form
Note: The above program documents are modified to be accessible for review only; not legal documents. Official program documents will be utilized in all transactions.
Affordable Housing Dashboard
Stay Connected to Housing in Steamboat Springs
Housing challenges have intensified over the past 15 years across Steamboat Springs, creating significant impacts for residents, employers, and the broader community. Housing costs have risen far faster than wages, making it increasingly difficult for local workers, young families, and modest-income households to find and maintain housing in the community they serve. As a result, employers face workforce shortages, residents are being displaced, and the character of Steamboat Springs is changing.
In response, the city and its partners are advancing a range of housing solutions to increase attainable housing opportunities and preserve community vitality. New developments are adding much-needed units, but demand continues to outpace supply. Through strategic investments, deed restrictions, zoning updates, development incentives, inclusionary housing requirements, and funding generated from Short-Term Rentals, Steamboat Springs is building a comprehensive approach to ensure the people who work here can continue to live here.
The Affordable Housing Dashboard, a joint venture with Steamboat for All and North Arrow, tracks progress toward that goal and highlights the ongoing work needed to meet community housing needs.
STR Fund Award Recipients
Steamboat Springs City Council has allocated millions of dollars from its short-term rental (STR) tax revenue fund—created after a 2022 voter approval—to vital local affordable housing and community infrastructure projects.Major funding awards target key local developments to ease the community's housing shortage.
Riverview Apartments**
Award Date:** April 2024Recipient:** Riverview Steamboat, LLC & Gorman & Company, LLCFunding:** $2.6 million loanHousing Created:** 11 deed-restricted rental units within a 104-unit developmentAffordability:** Up to 80% Area Median Income (AMI); rents capped at 75% AMI levelsProject Summary:** Funding supported the inclusion of permanently affordable workforce housing within a market-rate apartment development. City employees receive first priority for tenancy, followed by nonprofit and educational employees before units become available to other qualifying applicants.
Casey's Pond**
Award Date:** August 2024Recipient:** Northwest Colorado HealthFunding:** $2.5 million grantHousing Created:** 15 deed-restricted employee housing unitsAffordability:** Housing reserved for full-time Casey's Pond employeesProject Summary:** Funding helped preserve Casey's Pond as a senior living facility while converting former memory care units into permanently restricted workforce housing for employees.
The Cottonwoods at Mid Valley**
Award Date:** January 2025Recipient:** Yampa Valley Housing AuthorityFunding:** $10 million grantHousing Created:** 86 deed-restricted ownership units (Phase 1)Affordability:** Households earning 100%–140% AMIProject Summary:** Funding supports affordable homeownership by reducing purchase prices by approximately 56% below market value. Homes are sold through a weighted lottery and require owner occupancy as a primary residence.
The Lofts at Steamboat Basecamp**
Award Date:** August 2025Recipient:** FV Basecamp, LLCFunding:** $540,433 grantHousing Created:** 10 or more affordable rental unitsAffordability:** Households earning 60%–100% AMIProject Summary:** Funding reduces rents on workforce housing units to affordable levels, with rents capped at 30% of household income. The agreement provides affordability for an initial three-year term with options to extend.
Plans and Studies
The following documents are available through NextRequest. Archived documents are provided for download in PDF format, which may not be compatible with assistive technology. Individuals requiring an alternate format to access our digital services can complete the Request for Assistance Form.
Housing Strategy and Action Plan - 2024
Housing Needs Assessment - 2026 (In Process)
Contact Us
Kayley McCarthy
Housing Innovation Specialist
Email Kayley McCarthy
Phone: 970-871-7063
Government Websites by CivicPlus®
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